Live Rates
Fed Funds 3.75%30yr Mortgage 6.37%15yr Mortgage 5.72%HYSA APY 4.10%Inflation CPI 3.30%10yr Treasury 4.37%Prime Rate 6.75%Auto Loan 60mo 7.20%Savings Rate 0.38%Fed Funds 3.75%30yr Mortgage 6.37%15yr Mortgage 5.72%HYSA APY 4.10%Inflation CPI 3.30%10yr Treasury 4.37%Prime Rate 6.75%Auto Loan 60mo 7.20%Savings Rate 0.38%
LIVE · UPDATED DAILY

Live Market Rates

Real-time benchmarks sourced from FRED (Federal Reserve) and the Bureau of Labor Statistics. Used automatically in all NookWealth calculators.

LAST UPDATED
May 11, 2026
FRED · BLS · Daily refresh

Benchmark Rates

FEDERAL FUNDS RATE
3.75%

The interest rate at which banks lend to each other overnight. Set by the Federal Reserve FOMC.

FRED:FEDFUNDSUse in Savings Goal Calculator →
PRIME RATE
6.75%

The rate commercial banks charge their most creditworthy customers. Typically 3% above Fed Funds.

DerivedUse in Debt Payoff Calculator →

Mortgage Rates

30-YEAR FIXED MORTGAGE
6.37%

Average rate on a 30-year fixed-rate mortgage. The most common home loan in the US.

FRED:MORTGAGE30USUse in Mortgage Calculator →
15-YEAR FIXED MORTGAGE
5.72%

Average rate on a 15-year fixed-rate mortgage. Lower rate, higher monthly payments.

FRED:MORTGAGE15USUse in Mortgage Calculator →

Savings & Inflation

HYSA APY
4.10%

Top high-yield savings account annual percentage yield from banks like Ally, Marcus, and SoFi.

Derived from FREDUse in Compound Interest →
INFLATION RATE (CPI)
3.30%

Year-over-year change in the Consumer Price Index. Measures the pace of price increases.

BLS:CUUR0000SA0Use in Net Worth Calculator →

How We Source These Rates

All rates are pulled from FRED (Federal Reserve Economic Data) and the Bureau of Labor Statistics — the same authoritative sources used by financial institutions. We refresh daily via automated data pipelines with no manual adjustments.

Last synced: May 11, 2026

Use Rates in Our Calculators

Every NookWealth calculator automatically pre-fills with the latest live rates. Whether you're modeling a mortgage, planning savings goals, or calculating debt payoff — your numbers reflect real market conditions.

Open a Calculator →

Rates are for informational purposes only. Actual rates may vary. Not financial advice.Full Disclaimer →