Live Rates
Fed Funds 3.75%30yr Mortgage 6.36%15yr Mortgage 5.71%HYSA APY 4.10%Inflation CPI 3.30%10yr Treasury 4.37%Prime Rate 6.75%Auto Loan 60mo 7.20%Savings Rate 0.38%Fed Funds 3.75%30yr Mortgage 6.36%15yr Mortgage 5.71%HYSA APY 4.10%Inflation CPI 3.30%10yr Treasury 4.37%Prime Rate 6.75%Auto Loan 60mo 7.20%Savings Rate 0.38%
LIVE · UPDATED MANUALLY

🇬🇧 United Kingdom Interest Rates

Key benchmark rates for United Kingdom — BoE Base Rate 4.25%, inflation 2.8%. Used automatically in GBP-denominated calculators.

LAST UPDATED
2026-05-09
BoE API (automated) + HMRC (manual — April annually)
BoE Base Rate
4.25%

The Bank of England's official lending rate. Sets the floor for savings and mortgages across the UK.

2yr Fixed Mortgage
4.85%

Average 2-year fixed mortgage rate. The most popular term for UK homeowners remortgaging.

ISA / Easy-Access
—

Best-buy easy-access Cash ISA rate. Interest is completely tax-free under the ISA wrapper.

CPI Inflation
2.80%

UK Consumer Price Index inflation. BoE targets 2% annually.

2026Thresholds & Limits

Personal Allowance
£12,570
ISA Annual Limit
£20,000
Pension Annual Allowance
£60,000

How We Source These Rates

United Kingdom rates are sourced from BoE API (automated) + HMRC (manual — April annually) and updated manually on a scheduled basis. Each update is tracked with calendar reminders to keep data current.

Last checked: 2026-05-09

Use These Rates in Calculators

All United Kingdomcalculators on NookWealth pre-fill with the rates shown here — whether you're modelling a home loan, ISA, or retirement savings.

🇬🇧 Open United Kingdom Calculators →
← All United Kingdom calculators·🇺🇸 US rates